EMI Calculator Loan & Interest

EMI Calculator – Loan, Interest & Prepayment Planner The smartest, fastest, fully offline EMI calculator and loan tracker. Plan home loans, car loans, personal loans and more, then compare, prepay, track and save — all on your device. No login. No ads tracking you. No internet needed. NEW: choose your currency (₹, $, €, £, ¥ and more), number format and language — the app now speaks 8 languages. MORE THAN A MONTHLY NUMBER Most EMI calculators stop at the monthly figure. This one shows the full picture — interest split, prepayment savings, a month-by-month amortization schedule and side-by-side loan comparison. CORE CALCULATORS • EMI Calculator — instant monthly EMI from amount, rate and tenure; reverse mode to find tenure for a target EMI • Part Payment / Prepayment — see how a lump sum cuts your interest; reduce tenure OR reduce EMI; exact savings • Compare Loans — view 2+ loans side by side: EMI, total interest, total cost and tenure EVERY LOAN TYPE Home loan • Car loan • Personal loan • Education loan • Business loan • Gold loan • Property loan • Two-wheeler loan DETAILED RESULTS • Monthly EMI breakdown and total interest payable • Total amount (principal + interest) • Interest vs principal chart • Full month-by-month amortization schedule • Outstanding balance after each EMI SAVE & TRACK YOUR LOANS • Save unlimited loans on device • Mark EMIs paid and watch real progress • Mark multiple EMIs in one go after install • Log floating-rate changes and EMI step-ups/downs over time • Add prepayments and see the updated balance EMI REMINDERS • Local notifications before each EMI date • See your next reminder date & time • Customize day, time and frequency; pause and resume any time LIGHT & DARK MODE with a clean Material design. BACKUP & RESTORE • Export your whole loan database to one file • Restore on a new device in a tap — you own your data BUILT FOR INDIA, READY FOR THE WORLD • Indian Rupee (₹) with Lakh/Crore formatting, plus global currencies • Realistic rate hints (home, car, personal) PRIVACY FIRST • 100% offline — no internet permission needed • No login, no signup, no ads • All data stored locally on your device Whether you are planning a home loan (mortgage), a car loan, a personal loan, an education loan or a business loan, calculate your monthly EMI, total interest and full amortization schedule in seconds. Download now and take control of your loans — smarter borrowing, without ever sharing your data.